Medical Certificate for Travel Cancellation - Doctor's Note for Flight Cancellation

A travel cancellation certificate is a medical letter from a GMC-registered doctor confirming you are unfit to travel due to illness or injury.

Required by most travel insurers when making a cancellation or curtailment claim, a holiday cancellation medical certificate provides the official documentation your insurer needs to process your claim without delay.

✔ Accepted by travel insurers, airlines & holiday providers.
✔ Same day for most or by 9AM next-day. Only £39.
✔ Full refund if the GP cannot issue.


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Accepted by most UK employers, universities and insurers, subject to their own policies. All consultations are subject to clinical assessment and certificates are issued only where clinically appropriate.


Receive a full refund if we can’t provide a certificate

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How It Works

01

Complete short online consult

No appointment required.

Complete a short medical questionnaire and upload any supporting evidence.

02

Doctor reviews your evidence

A GMC-registered doctor reviews your submission individually.

✔ Full refund if a certificate cannot be issued.

03

Receive your certificate

Most certificates are issued same day, almost all by 9AM the next morning. Delivered as a signed PDF. A doctor will email you if more evidence is needed.

Certificate security

Every MedicalCert certificate can be checked as genuine

Each certificate is issued with anti-tampering protection and its own verification reference. If your employer, university, airline or insurer wants to confirm the document came from a GMC-registered doctor, they can check it against MedicalCert records. Altered or copied documents do not pass that check.

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Very happy, I ordered my Medical Certificate in the early morning hours and before noon time of same day I had it on my inbox. Speedy service and they present the health condition precisely, get to the point.

Georgia K. · 2 months ago

They meet the incredibly fast turnaround stated (certificate/letter sent before 9am the following morning if the doctor feels that a letter/certificate is appropriate) which is incredibly quick and I am really grateful for the help provided!

Mark K. · 2 months ago

Very easy and quick to get my certificate. And the certificate was approved from the specific company to travel with my dog. I will use them again. Well done.

Emanouela M. · 2 months ago

Second time using this company and they are fabulous! Always great, fast, friendly service. Highly recommend!

Gemma H. · 3 months ago

This was my second time using Medical Cert, and once again the service was exceptionally quick and professional. Everything was handled efficiently, with clear communication throughout.

Hayley G. · 3 months ago

I found the service very straight forward and quick. Exactly what I needed to get my Padi medical form signed before our holiday. Thank you very much.

Trianda O. · 3 months ago

Process was easy and responses were quick. I would recommend their service.

Cameron M. · 3 months ago

Fast efficient service for medical certificates. I used the not fit to fly service and was provided with a certificate the next day, the price is very reasonable and enabled a flight credit refund with my airline. Would recommend and would use again if needed.

Katharine H. · 7 months ago

A fast and efficient service. It wasn't complicated and the Fit-to-fly note was accepted by the Airport without any further questions. Thank you.

Mick W. · 6 months ago

Ideal for me, I am looking to get a certificate for some medical issues I have. So this is the perfect solution for me, uploading docs was easy and the forms very straightforward to fill in. Will definitely use them again. Many thanks.

Nicholas O. · 7 months ago

Excellent service. Easy to use and certificate issued in less than 24 hours. £39 as opposed to the £150 my GP charges. Highly recommended.

Joanna R. · 8 months ago

Quick and reasonably pain-free. Received their standard certificate as well as my requested bespoke certificate, by email, by 9am the following morning. Both completed properly, signed and stamped as required. More expensive than my GP, but infinitely quicker and easier.

Will R. · 7 months ago

One of the best experiences. It's easy to get a GP note.

Himanshu T. · 3 months ago

Excellent. My GP refuses to issue DWP MED 3 Fit Notes to students. MedicalCert were excellent and extremely helpful in providing a necessary certificate. Highly recommended.

Graham H. · 9 months ago

You were amazing, you kept me updated and replied promptly to any queries I had. I thank you from the bottom of my heart.

Anne · 5 months ago

They helped me, they were very professional and nice.

Luna B. · 4 months ago

Very pleased. Quick service with very professional letter provided.

Ann C. · 7 months ago

Great service, pretty straight forward and easy to use the website.

Alexandru P. · 6 months ago

I was recommended Medical Cert by a friend and was so impressed with the service received. I would recommend using a laptop rather than a phone. Overall a fantastic and fast service.

Sarah · 5 months ago
Rated 4.8 / 5 based on 225 reviews. Showing our 5 star reviews.
Quick answer: A travel cancellation medical certificate is a signed letter from a GMC-registered doctor confirming that a medical condition prevented you from travelling as planned. Most UK travel insurance providers, regulated by the Financial Conduct Authority (FCA), ask for medical evidence of this kind when you make a claim for trip cancellation, curtailment, or rescheduling due to illness or injury. The exact evidence each insurer requires is set out in your policy wording. MedicalCert's GMC-registered GPs can review your case online and issue a signed travel cancellation certificate the same day.

Medical Certificate for Travel Cancellation and Holiday Insurance Claims

When illness or injury prevents you from travelling, airlines, travel providers, and holiday companies commonly ask for a medical certificate for travel cancellation, a signed document from a registered doctor confirming you were unfit to travel at the time. Most insurers ask for medical evidence before deciding a cancellation or curtailment claim.

MedicalCert issues doctors notes for travel cancellation following individual clinical review by a GMC-registered UK GP. No appointment needed, complete a short online questionnaire, upload evidence of your condition, and receive your signed certificate same day or by 9AM next morning.

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GMC-registered GP

Every certificate is clinically assessed and signed by a registered UK doctor, not a template or automated approval.

Built for insurer review

Includes the details insurers commonly ask for, condition, onset, impact on travel, and verified doctor credentials.


What Is a Medical Certificate for Travel Cancellation?

A medical certificate for travel cancellation is a doctor-signed document confirming that a medical condition prevented or advised against travel on a specific date or during a specific period. It is the primary form of evidence your travel insurance company or airline needs to assess a cancellation or curtailment claim.

This document is known by several names depending on who is asking for it:

Medical certificate for flight cancellationUsed when claiming a refund or rebooking from an airline due to illness.
Doctors note for travel insuranceRequired by most insurers when submitting a cancellation or curtailment claim.
Unfit to travel certificateConfirms you were medically unfit to travel on the dates in question.
Unfit for travel medical certificateUsed by some insurers and holiday providers, same document, different wording.
Medical certificate for holiday cancellationCovers package holiday cancellations with tour operators and holiday companies.
Insurance medical certificateGeneral term used by insurers across travel, health, and related claims.
Doctors note for flight refundUsed when claiming a refund or rebooking; confirms departure date unfitness.
Medical certificate for not fit to travelConfirms travel was medically contraindicated, used for insurance and airline purposes.

Regardless of the name your insurer uses, MedicalCert can issue the appropriate documentation following clinical review. If your insurer has a specific form or wording requirement, upload it with your application and our doctor will complete it where possible.


Doctor's Note for Flight Refund or Travel Cancellation

If illness has stopped you from travelling and you need to claim a refund or rebook, your airline, tour operator, or insurer will almost always require written medical evidence. A doctor's note for flight refund confirms, in writing, that a GMC-registered GP assessed your condition and that travel was not clinically appropriate on your booked departure date. Without it, most cancellation claims are declined or held in review.

A MedicalCert doctor's note for travel cancellation is issued as a signed PDF on UK doctor letterhead, includes a QR verification code, and names the condition, onset, and impact on travel in the language airlines and insurers expect. The format is the same whether your insurer calls it a doctor letter for flight cancellation, a medical cancellation note, or a travel cancellation certificate.

Common scenarios where this certificate is needed

Airline refund or rebooking

Many carriers, including British Airways, easyJet, Ryanair, Jet2, Virgin Atlantic, and Emirates, may ask for a dated GP letter confirming the condition and that you were unfit to travel on the booked date when considering refund, rebooking, or fee-waiver requests. Whether they grant it depends on your fare conditions.

Travel insurance claim

Insurers regulated by the FCA generally expect medical evidence dated close to the original departure date. A retrospective letter written weeks later is harder to substantiate, so submit promptly.

Tour operator or package holiday

Operators including TUI, Jet2holidays, On the Beach, and Loveholidays typically ask for the same medical evidence an insurer would want. One certificate often supports both routes.

Cruise or rail cancellation

Cruise lines and rail operators accept the same document. A travel cancellation certificate covers all transport modes booked, not flights alone.

This is not a fit to fly certificate. A doctor's note for flight refund confirms you could not travel and supports a cancellation claim. A fit to fly certificate confirms you can travel and is required by airlines as pre-departure clearance. If you need clearance to board a future flight after illness, see our unfit to fly certificate page instead.

What Does the Medical Certificate Include?

A MedicalCert medical certificate for travel insurance claims contains the information travel insurers and airlines most commonly ask for when processing a cancellation or refund request. Insurers set their own evidence requirements in their policy documents, so read your policy wording before you apply and tell us if it specifies anything unusual.

Your full name, date of birth, and address

Details of your medical condition or illness, including onset of symptoms

Confirmation of whether the condition was ongoing or resolved

Statement that travel was not medically advised during the relevant period

Issuing doctor's full name, GMC registration number, and signature

Unique reference number and QR code for insurer verification

If your travel insurer has a specific claim form requiring completion by a doctor, upload it alongside your medical evidence when applying. A £25 admin fee applies per additional insurer form. Our doctors will complete it where the information provided supports doing so.

When Do You Need a Medical Certificate for Travel Insurance?

Most UK travel insurance policies require medical evidence when you make a cancellation or curtailment claim. The certificate establishes that your reason for cancelling was genuinely medical rather than a change of plans. Without it, your claim is very likely to be rejected. The table below covers the most common scenarios, though the final requirement is always the one written in your own policy.

Scenario Medical certificate typically required? Notes
You fall ill before departure ✔ Yes Certificate must confirm you were unfit to travel on the departure date
You are injured before departure ✔ Yes Certificate should describe the injury and why travel was inadvisable
You need to cut your trip short (curtailment) ✔ Yes Certificate covers medical grounds for early return
A travelling companion falls ill ✔ Yes (for the companion) Your insurer may also need a certificate for the person who is ill
A close relative at home falls seriously ill Depends on policy Some insurers accept a medical letter confirming the relative's condition
Pre-existing condition flare-up ✔ Yes Coverage depends on whether the condition was declared when the policy was purchased

Common medical reasons covered

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Acute illnessFlu, gastroenteritis, chest infections, and similar conditions severe enough to prevent travel.

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InjuryFractures, sprains, or other injuries sustained before or during travel that make the journey unsafe.

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Post-operative recoveryWhere surgery or a medical procedure prevents travel during the recovery period.

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Pregnancy complicationsWhere a clinical development during pregnancy makes travel inadvisable.

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Chronic condition flare-upA significant worsening of an existing condition that prevents safe travel.

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Mental health deteriorationAcute mental health crisis preventing travel, assessed individually by the reviewing doctor.

Pre-existing conditions are usually only covered if declared at the time of purchasing your travel insurance policy. If your cancellation relates to a pre-existing condition that was not declared, your insurer may reject the claim regardless of medical documentation. Always check your policy wording before applying for a certificate.

What UK Travel Insurers Typically Require

UK travel insurers are regulated by the Financial Conduct Authority (FCA) and require written medical evidence when processing cancellation claims. There is no single industry-wide template for that evidence, each insurer sets its own requirements in the policy wording. The list below reflects what most policies ask for, and understanding it helps you submit a complete claim first time.

Commonly requested items for a medical cancellation claim

  • ✔ A signed medical certificate for travel cancellation from a GMC-registered doctor confirming you were unfit to travel
  • ✔ Details of your condition, nature of illness, onset date, and whether ongoing or resolved
  • ✔ A statement that travel was not medically advised during the relevant period
  • ✔ Doctor's name, GMC number, and contact details for verification
  • ✔ Proof of booking costs and cancellation charges (from your airline, hotel, or tour operator)
  • ✔ Evidence of any refunds already received (insurers pay the net unrecovered loss)

Some policies specify that medical evidence must come from "your usual GP". Read your policy wording carefully if this clause applies, and contact your insurer before applying so you do not pay for a document they will not accept. If the policy accepts evidence from any GMC-registered doctor, a MedicalCert certificate meets that description.

If your insurer declines the claim and you believe the decision is wrong, you can ask for their final response and then refer the complaint to the Financial Ombudsman Service free of charge.


Your Legal Position If You Cancel Because of Illness

This is the part most travellers get wrong, and it matters before you spend money on a certificate. If you cancel a trip because you have fallen ill, you do not have a statutory right to a refund from the airline or the holiday company. Illness is an insurance matter, not a consumer rights matter.

This is general information about UK consumer legislation, not legal advice. For guidance on your own circumstances, contact Citizens Advice or a qualified adviser.


Do You Need a Cancellation Certificate or an Unfit to Fly Letter?

This is a travel cancellation certificate for insurance claims. It documents a medical condition that prevented you from travelling and is designed to support your claim with your insurer.

If you need written confirmation that you are medically unable to fly, for an airline rebooking or where your condition makes air travel unsafe, see our unable to fly due to medical reasons letter instead.


How to Get a Medical Certificate for Travel Cancellation or Insurance

1

Complete the online consultation form

Provide your travel details, the dates involved, and a description of your medical condition. Include your booking reference if available, some insurers ask for this on the certificate.

2

Upload supporting evidence

A short video describing your symptoms, plus any supporting documentation, prescription, discharge letter, or pharmacy receipt. A photo ID to confirm your identity is also required.

3

GMC-registered doctor reviews your case

Your submission is reviewed individually by one of our GPs the same day. If the clinical evidence does not support issuing a certificate, you receive a full refund automatically.

4

Receive your signed certificate

Delivered as a signed PDF to your inbox, same day or by 9AM next morning. Includes QR code and unique reference number. Forward the medical certificate directly to your insurer or airline.


Medical Certificate for Travel Cancellation, FAQs

In most cases, yes. UK travel insurers, regulated by the Financial Conduct Authority (FCA), require a certificate from a registered medical practitioner. A letter signed by a GMC-registered GP meets that description regardless of whether the consultation was in person or online. Acceptance is decided by the insurer against your policy terms, not guaranteed in advance, so check your wording for any specific requirements. Some policies state evidence must come from "your usual GP", and if that clause appears you should contact your insurer before applying.
Yes. MedicalCert can issue a retrospective medical certificate confirming that you were unfit to travel on the date of your planned departure, provided there is clinical evidence supporting the assessment. Submit your evidence, including any GP records, prescriptions, or hospital discharge letters, with your consultation. The more supporting documentation you provide, the stronger the case for the reviewing doctor, and the more likely your insurer is to accept it.
The certificate confirms your name, the medical condition or injury, the dates you were unfit to travel, and a clinical assessment by a GMC-registered doctor. It also includes the doctor's full name, GMC registration number, signature, and a unique reference number that your insurer can verify directly with MedicalCert at no charge. These are the details insurers most commonly request, though each policy sets its own requirements.
No. A medical certificate documents that travel was not medically advised, it is the evidence your insurer or airline needs to assess your claim, but the refund decision rests with them. There is also no statutory right to a refund from an airline or holiday company when you cancel because of your own illness, so the decision turns on your policy terms or your fare conditions, whether the condition was declared if pre-existing, and the documentation you provide.
Most MedicalCert certificates are issued the same day. Applications submitted by 11PM Sunday through Thursday are guaranteed delivered by 9AM the following morning. Travel insurance policies set their own deadlines for notifying a cancellation claim and these vary considerably between insurers, so check your policy wording and apply promptly. If you have an urgent claim deadline, note it in your application form.
Yes. You can apply after the fact if your condition was present at the time of travel. The doctor will assess the evidence you provide and, if it supports the clinical picture, may issue a certificate covering the relevant dates. The more supporting evidence you can provide, prescriptions, pharmacy receipts, discharge letters, the stronger your case for approval.
A travel cancellation certificate covers any reason you were unable to travel, whether by air, sea, or road, and is used for insurance claims and holiday provider refunds. An unfit to fly certificate specifically confirms you could not travel by air, and is sometimes requested by airlines for rebooking purposes. In most cases the cancellation certificate covers both. If your airline specifically requests an unfit to fly letter, MedicalCert can issue this separately.
NHS GPs are not required to provide certificates for insurance or travel cancellation purposes, this falls outside NHS-funded services. Some practices will write a private letter for a fee, commonly in the range of £20 to £60, but pricing and availability vary by practice and wait times are often 1 to 2 weeks. If your insurer requires a certificate urgently and your policy allows a certificate from any GMC-registered doctor, MedicalCert can issue one the same day following clinical review.
Yes. Upload your insurer's form alongside your medical evidence when applying. A £25 processing fee applies per additional document. Our doctor will complete the insurer's form where the clinical evidence supports doing so, in addition to issuing the standard MedicalCert certificate.
Most UK travel insurance policies cover cancellation due to illness, provided the condition was not an undeclared pre-existing one at the time the policy was purchased and you can supply medical evidence supporting the claim. Insurers typically ask for a medical certificate or doctor's letter confirming the diagnosis, the date symptoms began, and a clinical opinion that travelling was not advisable. MedicalCert provides this documentation same day, issued by a GMC-registered doctor. Whether a particular insurer accepts it is their decision under your policy terms.

Clinically reviewed by Dr Maria Knobel, Medical Director

GMC Registration: 7495073  |  Last reviewed: May 2026

Sources: Financial Conduct Authority (FCA), Association of British Insurers (ABI), Civil Aviation Authority (CAA), GOV.UK, General Medical Council (GMC)

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Reviewed by Dr Maria Knobel

Medical Director, MedicalCert · GMC 7495073 · Last reviewed: 10 August 2026