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Medical Certificate for Travel Cancellation - Doctor's Note for Flight Cancellation

A travel cancellation certificate is a medical letter from a GMC-registered doctor confirming you are unfit to travel due to illness or injury.

Required by most travel insurers when making a cancellation or curtailment claim, a holiday cancellation medical certificate provides the official documentation your insurer needs to process your claim without delay.

✔ Accepted by travel insurers, airlines & holiday providers.
✔ Same day for most. 9AM next-day guaranteed. Only £39.
✔ Full refund if the GP cannot issue.


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Receive a full refund if we can’t provide a certificate

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Information Commissioner's Office
In partnership with NHS Doctors


How It Works

01

Complete a short online questionnaire

No appointment required. Complete a short medical questionnaire and upload any supporting evidence.

02

Doctor reviews your evidence

A GMC-registered doctor reviews your submission individually. No automated approvals.
✔ Full refund if the GP cannot issue.

03

Receive your certificate

Certificates arrive most same day, all by 9AM next morning, delivered as a signed PDF direct to your inbox.

Travel & Holiday Cancellation Certificate

What will you receive?

You will obtain a verifiable digital PDF certificate bearing the signature of a registered medical doctor, sent directly to your mobile device. This document will include the following information:

✓ Your name, date of birth, and address.
✓ Details of your sickness or medical condition, including the onset of symptoms and current status (ongoing or recovered).
✓ Confirm its impact on your ability to travel or fly
✓ Confirm your wish to cancel or reschedule your travels
✓ Signed and authorised by one of our General Medical Council (GMC) registered UK GPs.
✓ Contact information for Medical Cert for verification purposes.

PRICING

DELIVERY TO INBOX

£47

 ✅ Next day delivery before 9AM.

 ✅ Delivered to your inbox.

 ✅ Signed by a fully registered GP.

Medical Certificate for Travel Cancellation and Holiday Insurance Claims

When illness or injury prevents you from travelling, airlines, travel providers, and holiday companies require a medical certificate for travel cancellation — a signed document from a registered doctor confirming you were unfit to travel at the time. Without it, most travel insurance claims for cancellation or curtailment will not be processed.

MedicalCert issues doctors notes for travel cancellation following individual clinical review by a GMC-registered UK GP. No appointment needed — complete a short online questionnaire, upload evidence of your condition, and receive your signed certificate same day or by 9AM next morning.

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GMC-registered GP

Every certificate is clinically assessed and signed by a registered UK doctor — not a template or automated approval.

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Same day delivery

Delivered as a signed, verifiable PDF to your inbox — same day or by 9AM next morning, when you need it most.

Accepted by insurers

Includes all the details travel insurers require — condition, onset, impact on travel, and verified doctor credentials.


What Is a Medical Certificate for Travel Cancellation?

A medical certificate for travel cancellation is a doctor-signed document confirming that a medical condition prevented or advised against travel on a specific date or during a specific period. It is the primary form of evidence your travel insurance company or airline needs to assess a cancellation or curtailment claim.

This document is known by several names depending on who is asking for it:

Medical certificate for flight cancellationUsed when claiming a refund or rebooking from an airline due to illness.
Doctors note for travel insuranceRequired by most insurers when submitting a cancellation or curtailment claim.
Unfit to travel certificateConfirms you were medically unfit to travel on the dates in question.
Unfit for travel medical certificateUsed by some insurers and holiday providers — same document, different wording.
Medical certificate for holiday cancellationCovers package holiday cancellations with tour operators and holiday companies.
Insurance medical certificateGeneral term used by insurers across travel, health, and related claims.
Doctors note for travel cancellationThe informal name most people use when searching for this type of documentation.
Medical certificate for not fit to travelConfirms travel was medically contraindicated — used for insurance and airline purposes.

Regardless of the name your insurer uses, MedicalCert can issue the appropriate documentation following clinical review. If your insurer has a specific form or wording requirement, upload it with your application and our doctor will complete it where possible.


What Does the Medical Certificate Include?

A MedicalCert medical certificate for travel insurance claims contains all the information travel insurers and airlines typically require to process a cancellation or refund request:

Your full name, date of birth, and address

Details of your medical condition or illness, including onset of symptoms

Confirmation of whether the condition was ongoing or resolved

Statement that travel was not medically advised during the relevant period

Issuing doctor’s full name, GMC registration number, and signature

Unique reference number and QR code for insurer verification

If your travel insurer has a specific claim form requiring completion by a doctor, upload it alongside your medical evidence when applying. A £25 admin fee applies per additional insurer form. Our doctors will complete it where the information provided supports doing so.

When Do You Need a Medical Certificate for Travel Insurance?

Most UK travel insurance policies require medical evidence when you make a cancellation or curtailment claim. The certificate establishes that your reason for cancelling was genuinely medical rather than a change of plans. Without it, your claim is very likely to be rejected.

Common medical reasons covered

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Acute illnessFlu, gastroenteritis, chest infections, and similar conditions severe enough to prevent travel.

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InjuryFractures, sprains, or other injuries sustained before or during travel that make the journey unsafe.

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Post-operative recoveryWhere surgery or a medical procedure prevents travel during the recovery period.

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Pregnancy complicationsWhere a clinical development during pregnancy makes travel inadvisable.

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Chronic condition flare-upA significant worsening of an existing condition that prevents safe travel.

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Mental health deteriorationAcute mental health crisis preventing travel — assessed individually by the reviewing doctor.

Pre-existing conditions are usually only covered if declared at the time of purchasing your travel insurance policy. If your cancellation relates to a pre-existing condition that was not declared, your insurer may reject the claim regardless of medical documentation. Always check your policy wording before applying for a certificate.

What UK Travel Insurers Typically Require

Major UK travel insurers — including Aviva, AXA, Allianz, and most others — require written medical evidence when processing cancellation claims. Understanding exactly what they need helps you submit a complete claim first time and avoid delays.

Standard insurer requirements for a medical cancellation claim

  • A signed medical certificate for travel cancellation from a GMC-registered doctor confirming you were unfit to travel
  • Details of your condition — nature of illness, onset date, and whether ongoing or resolved
  • A statement that travel was not medically advised during the relevant period
  • Doctor’s name, GMC number, and contact details for verification
  • Proof of booking costs and cancellation charges (from your airline, hotel, or tour operator)
  • Evidence of any refunds already received (insurers pay the net unrecovered loss)

Some policies specify that medical evidence must come from “your usual GP.” A MedicalCert certificate from a GMC-registered doctor is accepted by most insurers, but check your policy wording if this clause applies. If your insurer has a specific requirement, contact them before applying.


Cancellation Certificate vs Unfit to Fly Certificate — Which Do You Need?

These are two distinct documents that are often confused. Understanding the difference ensures you request the right certificate for your situation.

Medical certificate for travel cancellation

  • You cancelled before travel began
  • You need to claim on travel insurance
  • Airline or holiday provider requires medical evidence for a refund
  • You were too ill to travel on the departure date
  • Used for flight, hotel, cruise, and package holiday cancellations

Unfit to fly certificate / not fit to fly

  • You need written confirmation you cannot fly specifically
  • Airline requires documentation before allowing rebooking
  • You have a condition that makes air travel medically unsafe
  • Post-surgery where flying carries specific risk
  • Unable to fly letter available here

In many cases the same certificate covers both — if you were unfit to travel and could not fly, the cancellation certificate typically satisfies both the insurer and the airline. If you are unsure which you need, apply for the travel cancellation certificate and note in your application that you also need confirmation of inability to fly.


Not Fit to Fly Certificate NHS vs Private — What’s the Difference?

Many people search for a not fit to fly certificate from the NHS or a free doctors note for travel insurance from their GP. Here is what you need to know about both routes.

Can you get a travel cancellation certificate from your NHS GP?

Yes — your NHS GP can write a letter confirming you were unfit to travel. However, NHS practices are not required to provide these letters and many decline, particularly for insurance purposes. When they do provide them, there is typically a private letter fee of £20–£60, and you may wait 1–2 weeks for an appointment. If your travel date has passed or your claim deadline is imminent, this is often too slow.

A not fit to fly certificate from the NHS is not automatically more accepted by insurers than a private certificate — what matters is that the letter is signed by a GMC-registered doctor and contains the required clinical information. MedicalCert certificates are signed by fully registered GPs, delivered the same day, and accepted by UK travel insurers.

If your policy specifically states it requires a certificate from “your registered NHS GP,” contact your insurer before applying privately, as some policies enforce this clause.


How to Get a Medical Certificate for Travel Cancellation or Insurance

1

Complete the online consultation form

Provide your travel details, the dates involved, and a description of your medical condition. Include your booking reference if available — some insurers ask for this on the certificate.

2

Upload supporting evidence

A short video describing your symptoms, plus any supporting documentation — prescription, discharge letter, or pharmacy receipt. A photo ID to confirm your identity is also required.

3

GMC-registered doctor reviews your case

Your submission is reviewed individually by one of our GPs the same day. If the clinical evidence does not support issuing a certificate, you receive a full refund automatically.

4

Receive your signed certificate

Delivered as a signed PDF to your inbox — same day or by 9AM next morning. Includes QR code and unique reference number. Forward the medical certificate directly to your insurer or airline.


Medical Certificate for Travel Cancellation — FAQs

Most UK travel insurers accept medical certificates from any GMC-registered doctor, not only your NHS GP. MedicalCert certificates are signed by fully registered GPs, include the clinical detail insurers require, and carry a QR verification code. However, some policies specify that evidence must come from your “usual GP” — check your policy wording if you are unsure, and contact your insurance provider before applying.
No. A medical certificate for flight cancellation documents that travel was not medically advised — it is the evidence your insurer or airline needs to assess your claim, but the refund decision rests with them. Most travel insurance policies cover cancellation due to illness, but approval depends on your specific policy terms, whether the condition was declared if pre-existing, and the documentation you provide.
Most MedicalCert certificates are issued the same day. Applications submitted by 11PM Sunday through Thursday are typically delivered by 9AM the following morning. If you have an urgent claim deadline, apply as early as possible and note the deadline in your application form.
Yes — you can apply after the fact if your condition was present at the time of travel. The doctor will assess the evidence you provide and, if it supports the clinical picture, may issue a certificate covering the relevant dates. This is treated similarly to backdating — the more supporting evidence you can provide (prescriptions, pharmacy receipts, discharge letters), the stronger your case for approval.
A travel cancellation certificate covers any reason you were unable to travel — whether by air, sea, or road — and is used for insurance claims and holiday provider refunds. An unfit to fly certificate or not fit to fly certificate specifically confirms you could not travel by air, and is sometimes requested by airlines for rebooking purposes. In most cases the cancellation certificate covers both. If your airline specifically requests an unfit to fly letter, MedicalCert can issue this separately.
NHS GPs are not required to provide certificates for insurance or travel cancellation purposes — this falls outside NHS-funded services. Some practices will write a private letter for a fee of £20–£60, but availability varies and wait times are often 1–2 weeks. If your insurer requires a certificate urgently, MedicalCert can issue one the same day following clinical review.
Yes. Upload your insurer’s form alongside your medical evidence when applying. A £25 processing fee applies per additional document. Our doctor will complete the insurer’s form where the clinical evidence supports doing so, in addition to issuing the standard MedicalCert certificate.

Clinically Reviewed By

Dr Maria Knobel

Medical Director, Nobel Medical LLC

Registered with the General Medical Council
Certificates issued following clinical review

GMC Registration

7495073 – View on GMC register